Blake Wallace is the Armed Forces Benefit Association coordinator for Oklahoma. Blake is a native Oklahoman and attended the University of Oklahoma receiving his degree in Law Enforcement Administration & Criminal Justice. He spent 12 years in the US Army and earned a Bronze Star for his actions during Desert Shield/Storm. Blake’s primary mission is to insure all of your staff receive a no cost, 0 exclusion $5,000 life policy and have access to military grade coverage that is made available through the AFBA. Blake currently lives in Norman and can be reached at 405.316.0920 or at firstname.lastname@example.org.
The First Responder Task Force was created for the sole purpose of honoring, serving, and protecting First Responders. Fast-forward to the terrorist attacks on 9/11. It was a double tragedy in the insurance industry. It shed light on the fact that exclusions and restrictions exist in the majority of insurance policies. 343 fireman perished performing their duties that day, but because of the fine print buried in their insurance policies, a devastating number of the death benefit claims were denied payments to their families.
Many of the insurance companies that ended up paying, some months and even years later, mainly did so because of political and media pressure. But far too many of these families never received a penny from these polices that they had been paying on for years.
The Problem for First Responders
Insurance policies contain an exclusion/restriction section that describes the conditions under which the company will deny payment. Four exclusions that affected the families of 9/11 were:
- Acts of war
- Acts of terror
- Hazardous duty
- In the line of duty
Growth of the Task Force
When we set out on this mission in 2011, there were no systems for supporting and serving First Responders in a tangible way. So we started working with Fire Departments, Police Departments, Sheriff’s Offices, and EMS Agencies to get a better understanding of how they operate and the most effienct way we could provide the most amount of value. We refined that system over the next 12 months and began serving First Responder Agencies in the Southeastern United States. In 2012 we served 2,500 First Responders. In 2013, we more than tripled our numbers and were able to protect 8,500 First Responders. In 2014, we more than tripled again, increasing our coverage to 30,000 public servants. In 2015, we served around 40,000 First Responders. We have continued to grow our network of Task Force Coordinators across the country and now serve First Responders in every state.
Why We Do It
First Responders face a unique problem when it comes to insurance coverage. Once we introduced a solution to this problem, we set out to make sure every First Responder was protected.
Protect and serve those who put themselves in harm’s way.
Serve 100,000+ new First Responders every year. Why are the numbers so important?
- Every number has a name.
- Every name has a story.
- Every story matters to us.
Responsibility and Loyalty
- Responsibility: Until you take personal responsibility, you will never be able to help yourself, your family, your community, or your country.
- Loyalty: This is the backbone of liberty, and those that have spent their lives defending it.